Insurance  

Most major medical insurance offers and annual eye exam each year or medically necessary services related to your visit with an optometrist.  Lumen Eyecare recommends calling your insurance provider to know your plan's benefits.

We are a participating provider with most of the following plans:

  • Blue Cross Blue Shield
  • United Health Care
  • Medicare
  • Cigna      
  • HealthPartners
  • UMR                 
 

 

Lumen Eyecare is an Open-Access Provider 

At Lumen, we are dedicated to providing the highest quality eye care in a compassionate, patient-centered environment. We combine advanced technology with premium materials to deliver eyewear that exceeds expectations, both locally and globally.

Our lenses are crafted with the latest technological advancements and meticulous attention to detail at a local, family-owned independent lab. No vision insurance company would allow us to use this lab, as they typically prefer to work with larger, mass-production facilities. By choosing to work with this independent lab, we not only provide you with superior quality and craftsmanship, but you’re also supporting a local, independent business that takes great pride in every pair of lenses it produces. When you choose Lumen, you’re supporting both our family-owned practice and a family-owned lab—helping sustain jobs and services in our community.

As an open-access provider, we’re able to set our prices lower, offer a wider selection of high-quality frames and lenses, and avoid the inflated costs typically associated with insurance-driven markups.

Many of our patients have shared that, with our competitive discounts and access to their out-of-network benefits, they end up paying less than they would at in-network locations—and they are much happier with the quality and fit of their eyewear.

We proudly serve as an open-access provider for most major vision insurance plans. Here’s how it works: you pay for your services and materials upfront, and we will assist you in accessing your out-of-network benefits. We’ll submit claims directly to your insurance company, ensuring you receive reimbursement for your eligible expenses.

If you have any questions or would like more information, feel free to reach out to our office. Our team is here to assist you with any inquiries. 

Plans we can submit out-of-network claims include: 

  • VSP
  •  Spectera/UHC Vision
  •  Eyemed/Aetna
  •  Davis Vision
  •  Cigna Vision
  •  Blue View